Remote Deposit Capture — Fraud Prevention

The problem

USAA's Remote Deposit Capture flow needed multi-layer transaction validation that worked across web and mobile, met strict financial security requirements, and held up under banking-grade availability.

Approach

• 01Designed and shipped fraud-prevention microservices that gated cheque deposits with layered validation rules.
• 02Built REST APIs and covered them with JUnit, PowerMockito, and Postman; ran functional and non-functional cycles in QTest.
• 03Supported the VBP Portal by designing API models for front-end teams and resolving critical role and permission defects.
• 04Operated inside an Agile team — sprint planning, code reviews, and daily stand-ups — so iterative releases stayed safe on a high-availability platform.

Outcome

• Secure web and mobile cheque deposits with multi-layer fraud validation.
• Test coverage that supported confident iterative releases on a banking-grade platform.
• Cleared role and permission defects that had been blocking the broader VBP Portal.

Stack

• Java
• Spring
• REST APIs
• JUnit · PowerMockito
• WireMock · Postman
• QTest